How to Avoid Getting Ripped-Off Online

Online security is one of the top catch phrasesA common misconception is that firewalls are only
these days, but hardly anybody knows what itfor people with cable or other high-speed
means and worse, most home computer usersconnections.
think security only applies to corporations andEven if you use a dial up connection to get online,
online businesses.a firewall can help you detect and prevent people
Most people think online security means simplyfrom logging on to your computer, stealing files or
protecting your credit card data from fraud andeven using your computer to break into others!
theft, but it actually goes way beyond that.You can take a free test of your computer's
The potential for mayhem and just plain disruptionsecurity by logging on to and clicking 'Find out
of your life doesn't just mean credit card fraud -today if you are safe'. The results may surprise
it can mean having your identity stolen, your lifeyou.
disrupted and spending hours cleaning up after anUse secure sites
online 'vandalism' attack.Only give sensitive data such as credit cards,
You must protect yourself from everyone fromsocial security numbers and important passwords
the teenage computer hacker to the organizedover a secure connection.
crime syndicate using computer worms andThis means the little yellow lock appears in the
keystroke logging viruses.lower part of your browser and nobody but the
The great news is that a number of simplewebsite you are connected to should be able to
techniques should protect you against the vastread the data you send.
majority of threats, since the evil doers will simplyChange passwords often
move on to easier pastures.An easy way for you to protect your sensitive
Update your anti-virus filesdata and email is to change your passwords on a
The widespread 'Bad Trans' worm loggedmonthly basis, or even more often depending on
keystrokes and transmitted potentially sensitivehow frequently you use computers away from
data such as credit card and social securityhome.
numbers to the 'bad guys'.If you log on to your email at the library, in 'cyber
Though this virus contained a high level of criminalcafes' or any other remote computer then the
intent, it was easily blocked by anyone withpossibility exists that computer could have a
up-to-date anti-virus files.key-stroking virus present.
If you don't have anti-virus software with currentThis means everything you type into the
virus definitions installed, you leave the door widecomputer (passwords, birthdays, social security
open for security problems.numbers, credit cards) could be logged and used
Install a 'Firewall'by someone else.
A firewall helps prevent unauthorized access to** Change your passwords at lease once a
your computer by 'hackers'.month.
It closes off the entry points (called open 'ports')Though not fool-proof, these security tips should
carried by virtually every computer connected tohelp reduce your vulnerability and keep you safer
the Internet.online.